Emancipation - If I am emancipated can I get financial aid for college without having my parent's income considered?

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Question

Hello, I have a question if you don't mind.   I am a 19 year old attending a university in Michigan.  I have been supporting myself since I was 16; yet, I have never been emancipated.  It was never a legal issue until now.  I have found myself unable to obtain financial aid due to my parents’ income.  From reading your site I have discovered that I am no longer eligible for emancipation. Yet, without parental support it has become increasingly difficult to continue my education.  Considering this, are there any other options for me?

Answer

You are legally emancipated because you are now 18.  Unfortunately, emancipation has very little to do with the requirements imposed by a university for financial aid.  Almost all schools must consider the incomes of the parents until the student reaches the age of 24 when considering eligibility for financial aid for the student.  This is how the federal government calculates need, and loans are governed by the federal requirements.

You should contact the financial aid office at your university for advice about their qualifications.  Sometimes they may be able to provide some aid other than loans for a person in your circumstances.  In any event, they are the experts in this area and the ones to ask.

05/2000

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Last Updated 5-18-00

Send your comments, questions and suggestions to Phil Harter at 161 E Michigan Avenue, Battle Creek, Michigan 49014
or e mail to pharter@calhouncountymi.gov